customer service number to free credit score 360

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What is a credit score?

A credit rating summarizes your entire credit profile information into one number. This number is calculated with a mathematical equation that evaluates various types of information from the credit file at that particular credit-reporting agency. By comparing this information to the patterns in a huge number of past credit file, scoring identifies your level of credit risk. Your score tells a lender how likely that you are to settle a loan, or make credit payments on time. The more expensive your score is, better chance you could have to getting the credit are applying for.

How can I get my credit report?

To uncover the free credit score you are entitled to under federal law, you should visit www.annualcreditreport.com. There, you can get your credit track record from all three credit rating agencies - Experian, Equifax and TransUnion - once every calendar year. For daily monitoring of your credit file from every one of the three credit rating agencies, use FastOnlineCreditScores Monitoring. This service makes your personal credit profile online 24-7. You have peace of mind from understanding that your credit records are being monitored daily. If any irregular account activity is detected, we'll email you promptly.